Business

Business

Accounts for businesses of all sizes.

Beneficial Ownership Requirements

  • Non-interest bearing
  • No minimum balance requirement
  • Low activity (25 checks/debit transactions per month)
  • $0.25 per each additional check/debit transaction

  • Interest on collected funds
  • Low activity (30 checks/debit transactions per month)
  • $0.25 per each additional check/debit transaction
  • $300 minimum daily balance requirement
  • Monthly service charges if balance falls below $300:
    • $0.10 per check item
    • $0.08 per deposit item

  • Non-interest bearing
  • First order of “bank-style” business checks free
  • $6 monthly service charge for balance below $500
  • $6 monthly service charge if more than 1000 items are processed

To help in opening your new business accounts, we may request the following:

SSN or TIN of Owner

  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Beneficial Ownership

  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • Beneficial Ownership

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • if Tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorized letter

  • TIN of Corporation
  • Articles of Incorporation
  • Beneficial Ownership

Additional documents and/or state registration may also be required. Contact your New Accounts Representative for  further information.

Switching Made EZ

Hardhat and Construction Plans

Any size of business- large or small- we have an account that fits.

Cow Debit Card

Make your business stand out with select debit card images!