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Beneficial Ownership Requirements

Little Horn State Bank has been involved with Agriculture since it opened it’s doors in 1919. Our operating loans are very competitive and can be tailored to fit almost any farm operation.

  • Local approval
  • Access money to pay operating expenses until commodities or livestock can be sold
  • Competitive interest rates along with flexible terms to align with repayment
  • No interest charged until you draw funds

Little Horn State Bank is focused on finding the best terms for your agricultural loan that will fit your needs.

  • Local approval
  • We try very hard to coordinate your loan to meet your specific needs
  • LHSB has the ability to match the terms to your source of repayment
  • Faster access to funds due to local approval

Little Horn State Bank has been lending money for years to purchase farms, bare ground and building lots for agricultural purposes.

  • Local approval
  • Competitive interest rates with flexible payment plans
  • Reasonable approval and closing times

Little Horn State Bank offers FSA guaranteed loans to customers that might have trouble qualifying due to a lack of adequate collateral, lack of credit, or lack of financial equity. These may be operating loans, term loans, or real estate loans.

**Some of the information you may need to save time when applying for an agriculture loan include but not limited to:

  • Current financial statements with equipment list
  • Three years of Tax Returns and Profit and Loss statements for current year if taxes aren’t completed
  • For Operating loans- a budget of projected income and expenses
  • For Term loans- the description of purchased item(s) and of the collateral being offered
  • Legal description and/or address of property to secure the loan

Additional documents and/or state registration may also be required.

Little Horn State Bank provides operating loans/lines of credit to businesses with seasonal captial needs.

  • Local Approval
  • Revolving or draw lines of credit are available
  • Interest is only charged on the money that you use

Little Horn State bank has term loans to meet your needs. Whether you need a commercial loan in the Hardin or Billings area for upgrading software, equipment, buying service trucks, we can help!

  • Local Approval
  • Flexible payment structures to match up with your business’ repayment schedule

Little Horn State Bank does all types of commercial real estate loans in Hardin, Billings and surrounding areas. From development loans to commercial building purchases.

  • Local Approval
  • Flexible payment structures

Little Horn State Bank has a variety of personal loans to help with your changing lifestyle.

  • Automobiles
  • Recreational vehicles
  • Add-A-Balance (Line of Credit)
  • Home Equity

Home Loans (Secondary Market) – Conventional, VA, FHA, USDA:

First Time Home Buyer Info


Home Equity Lines of Credit (HELOC) and Home Equity Loans

  • Use the Equity in your home for a line of credit or a purchase note

Construction and Lot Loans

  • Finance the lot where you plan to build your future home
  • Construct a new home, garage or shop

Home Purchase

  • In house and seccondary market options for buying a home

Bridge Loans

  • Financing to buy your new home, while you are selling your current home

Loan Application Form

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